Whether your property has been damaged by water, a fire, mould, or a storm, you need to have the best cleaning and restoration services on your side. These disasters can cause devastation. But did you know that they can give your property a significant boost in value in the long run with professional coverage and restoration help? With home claims on your property, your chosen contractor will work to get your home back to pre-loss conditions, especially with older homes.
Proper Restoration
So you’ve experienced some kind of damage to your home, what now? The first thing you need to do is get in touch with a cleaning and restoration company to inspect the damage. With correct cleaning and restoration services, the key is not only to maintain the value of your property but to potentially increase it. Leaving the damage for too long or if it isn’t adequately cleaned, restored and repaired, you run the risk of worsening the damage, and this can lead to more problems in the long run.
Pre-Loss Condition
With all things relating to property damage, the pre-loss condition is an integral part of your insurance. Put merely, the pre-loss condition is the state of your property before any damage experienced. If your loss is fully covered under your chosen policy, your insurance will have to pay to have your property back in its pre-loss condition – of course; your deductibles will come out of your pocket. Along with pre-loss condition, you may have come across “comparable material and quality” with damage situations with your insurer. This term relates to anything that cannot be salvaged due to the damage that’ll need to be replaced with the same or similar material of the same quality. Let’s say that you have laminated flooring in your home, and your contractor did all they can to clean and restore it, but the damage is far too extensive, the flooring will be replaced with the same quality material.
A house with a few years will probably not get as much value from this kind of exchange. However, homes with a couple of decades will become a boon, replaced with new furnishing, regardless of the initial price on it.
Choosing To Upgrade
Due to water and other damages, once cleaning services has been done, you may be okay with the results. However, did you know that you could opt for an upgrade from your insurance claim? You may have always dreamed of a beautiful kitchen but haven’t been able to save up for it, and this is the opportune time to cash in on this. Your damages don’t always have to weigh in on you, they could be turned into a benefit. It’s important to remember, though, that your insurer will only pay for the comparable materials and quality of lost or damaged property. However, they’ll won’t have a problem with you choosing to spend more money from your pocket for those upgrades.
The difference now will be that they are now insuring a higher quality home, and that’s a plus for them – it’s a win-win situation! Taking the kitchen floor example, maybe your cabinets and laminate flooring and coverings are entirely ruined by water damage, your insurance claim will cover the cost for the same cabinets. If you’ve been considering remodelling your kitchen, you can now combine the cash you’ve saved up with the money from the insurance to upgrade your home with better quality cabinets. What’s great about this is that you’ll now be spending less than what you would have initially. This will further improve the value of your property should you ever decide the “for sale” sign up.
Damages to your property are stressful; it can be time-consuming and confusing, to say the least, but they don’t always have to be that way. With the right cleaning and restoration services, you can have you home back to its former state, and you can have added benefits with quality restoration claim advice from a reputable company.
At Al-Care DKI, we provide a range of cleaning and restoration services that you can count on. Our professionals are experienced and experts at a range of cleaning services. Get in touch with us today!
